01
One source of truth
Every payment, invoice, payroll run, and refund lands in a single ledger. Reports are views on that ledger — numbers never disagree across screens.
FinCore
One ledger. Every number agrees. AI explains what it means.
The AI-powered financial operating system for hospital CFOs, finance directors, and boards in Ethiopia.
app.fincore.et · St. Gabriel Specialty Hospital
Executive Dashboard
Insight · QTD Aug 2026
Revenue is up 12% this quarter, driven almost entirely by Cardiology.
Partner receivables grew 18% faster than revenue — 6 partners over 75% of credit limit. Cash collection is 2.3 pp softer than last period.
Total Revenue
ETB 48.2M
+12.0%Receivables Outstanding
ETB 28.8M
+18.3%Operating Margin
18.4%
+1.5 ppCash Collection Rate
91.2%
−2.3 ppNext payroll
31 Aug
247 employees
VAT filing
In progress
Due 10 Sep
Credit soft-blocks
2
Awaiting override
Revenue vs cost · 12 mo
Receivables at risk
- Ethio Life Insurance96.4%
- Nile Corporate Clinic90.9%
- Addis Care Partners84.2%
The quiet failure of hospital finance
Reports that don't match the books. Spreadsheets that don't talk. Boards that wait weeks for a true number.
FinCore makes that structurally impossible — one ledger, every module, every export.
What changes
From reconciliation theater to a single truth
Before
- 3–4 disconnected tools and Excel exports
- Month-end spent reconciling payroll to the GL
- Partner credit limits tracked in notebooks
- Telebirr and bank files matched by hand
With FinCore
- One ledger — reports are views, not recalculations
- Payroll, refunds, and payments post automatically
- Soft-block credit controls with logged overrides
- 97% auto-match — humans only review exceptions
Design philosophy
Three principles every screen is built on
02
Built for Ethiopian reality
Income tax brackets, 7%/11% pension, overtime under Ethiopian labor law, Telebirr and CBE Birr — first-class, not bolted on.
03
Insight before data
Every surface leads with what the number means. Managers get the conclusion first; charts and journals sit behind it when they want proof.
Platform
One connected finance OS — not a pile of tools
From chart of accounts to board packet, every module reads and writes the same ledger so reconciliation pain disappears.
General Ledger
Chart of accounts, journals, and live statements from one book.
Partners · 198 orgs
Credit limits, aging, bulk invoicing, and soft-block overrides.
Payments
Telebirr, CBE Birr, bank, cash — auto-match with exception queue.
Payroll
OT bands, tax brackets, pension, payslips — wizard to disburse.
Commissions
Referral rules that feed staff payroll or external payouts.
Refunds
Requested → Closed pipeline with full audit timeline.
Tax
VAT & withholding calendar pre-filled from the ledger.
Reports
Board packet, departmental P&L, and custom builder.
Notifications
Role-routed alerts across credit, payments, payroll, and tax.
Audit & roles
Immutable log and view / edit / approve matrix per module.
Payment reconciliation
The clearest ROI number in the building
Incoming Telebirr, CBE Birr, and bank settlements match to open invoices automatically. Humans only touch the exception queue — and the counter keeps ticking.
Processed today
1,847
Auto-matched
1,791
Match rate
97.0%
Live demo counters · hospital-scale volume
Insight before data
The dashboard speaks first. Charts support the conclusion.
Ask free-text questions and get ranked answers with cited transactions — the moment that separates FinCore from a BI layer pointed at a database.
Period overview · live
Revenue is up 12% this quarter, driven almost entirely by Cardiology. Six partners sit above 75% of credit limit.
You ask
Which partner costs us the most in overdue receivables relative to volume?
FinCore returns a ranked answer with journal citations — then deep-links into the ledger.
Vertical traceability
Five clicks from a board number to the journal line
Spreadsheet hospitals have never had this — top-to-bottom proof in one system.
- 1
Board view
Q3 revenue +12% — Cardiology carrying the gain
- 2
Department
Cardiology margin 38.0% · +4.2 pp vs last period
- 3
Journal
INV-89102 · Ethio Life settlement · CBE Operating
Partner credit control
Soft-block at the limit. Override with a reason — or not at all.
At 80%, the account manager is notified. At 100%, invoicing pauses until a finance manager logs an override. The control is enforced — not decorative.
Ethio Life Insurance
96.4%
SafeWarnBreach
New invoice soft-blocked. Finance manager override required with a logged reason — visible instantly in the audit log.
Ethiopian financial reality
Not adapted to Ethiopia — designed for it
Payment rails
Telebirr, CBE Birr, bank transfer, cash, and partner settlement in one inbox.
Tax & filing
Monthly VAT and withholding with ledger-sourced amounts and ERCA references.
Pension
Editable 7% employee / 11% employer split — parameters, not hardcodes.
Overtime law
Weekday 1.5×, weekend 2×, holiday 2.5×, night differential — configurable.
“We stopped arguing about whose spreadsheet was right. The board sees one number — and finance can prove it in five clicks.”
Suggested demo flow
From impressed to “I trust this with our books”
- 1Executive Dashboard
- 2Credit limit override
- 3Payment auto-match
- 4Payroll run
- 5Commission → payroll
- 6Refund timeline
- 7Ask the AI
Role-aware entry
Same hospital. Different homes by role.
A CFO, payroll officer, and billing clerk never land on the same screen — menus and alerts route with them.
CFO / Board
Lands on Executive Dashboard
Finance Manager
Lands on Dashboard & approvals
Payroll Officer
Lands on Payroll module
Billing Clerk
Lands on Payment inbox
Collections
Lands on Aging & partners
Accountant
Lands on Tax declarations
See FinCore with your hospital's numbers
A focused walkthrough for finance leadership — ledger integrity, AI explanations, and Ethiopian compliance in practice.